Terms of Use
Last updated: January 2026
Educational use only
LoanPayoff.io provides free calculators and related content for general educational and informational purposes only. Nothing on this site constitutes financial, legal, tax, or investment advice, and LoanPayoff.io is not a lender, broker, or licensed financial advisor.
No professional advice
The results produced by our calculators are estimates based solely on the numbers you enter. They do not account for every factor a lender may use (such as credit history, fees, insurance, or taxes) and should not be relied upon as a substitute for advice from a licensed financial advisor, accountant, or attorney. Always verify figures with your lender before making a financial decision.
No liability for decisions made
You use LoanPayoff.io's calculators and content entirely at your own risk. To the fullest extent permitted by law, LoanPayoff.io and its operators disclaim all liability for any loss, damage, or adverse outcome arising from decisions made in reliance on information provided by this site.
Intellectual property
The design, text, and code on LoanPayoff.io are the property of LoanPayoff.io unless otherwise noted. You may not copy, republish, or redistribute substantial portions of this site without prior written permission. You are welcome to link to any page on LoanPayoff.io.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Governing law
These terms are governed by the laws of the United States, without regard to conflict-of-law principles, unless otherwise required by applicable local law.
Contact
Questions about these terms can be sent through our Contact page.